American Express is a global payments business company that connects people to products, information, and experiences that improve their lives and help them succeed in business.
About America Express
Amex (American Express Company) is a multinational financial services corporation headquartered in the United States that works in payment cards. Its headquarters are at 200 Vesey Street, also known as the American Express Tower, in the Battery Park City district of Lower Manhattan.
| Name: | American Express Company |
| Website: | americanexpress.com |
| Type: | Public |
| Industry: | Banking, Payment card services |
| Products: | 1. Charge cards
2. Credit cards 3. Debit cards 4. Traveler’s cheques 5. Corporate banking |
| Services: | 1. Payment card services
2. Insurance 3. Travel |
| Traded as: | NYSE: AXP
DJIA component S&P 100 component S&P 500 component |
| Headquarters: | 200 Vesey Street, Manhattan, New York City, NY 10285
United States |
| Founded In: | March 18, 1850 |
| Predecessor: | Livingston, Fargo & Company
Wells, Butterfield & Company |
| Area served: | Worldwide |
| CEO: | Jeffrey C. Campbell |
| Net income: | US$9.59 billion (2022) |
| Revenue: | US$50.68 billion (2022) |
| Number of employees: | 77,300 (December 2022) |
| Total assets: | US$228.35 billion (2022) |
| Total equity: | US$24.71 billion (2022) |
Green, Gold, Platinum, and Black (Centurion) AMEX cards are the most common, with a higher rank suggesting a higher priority level.
With 133.3 million cards in circulation as of December 31, 2022, Amex is the world’s fourth largest card network by purchase volume, following China Union Pay, Visa, and MasterCard, with a typical getting per card member of $23,496 in 2022.
In 2022, it handled around $1.5 trillion in purchase volume on its network. It is one of the largest banks in the United States. The corporation is ranked 77th on the Fortune 500 and 28th on Forbes’ list of the most valuable brands. Furthermore, the firm owns a direct bank.
American Express History
The American Express Company Founded in 1850 as a freight forwarding company, as the company expanded into financial and travel services for customers in the early 1900s. In 1958, American Express introduced its first paper charge card, followed by the gold card in 1966, the green card in 1969, the platinum card in 1984, and the Centurion Card in 1999.
The marketing campaign “Don’t Leave Home Without It” premiered in 1975 and was launched in 2005.
The corporation bought and subsequently sold an interest in Shearson in the 1980s.
In the 1990s, the business stopped lowering interchange costs for merchants who only took American Express cards and increased market share through targeted marketing activities.
During the 2007-2008 financial crisis, Amex transformed into a bank holding company. Amex started operating airport lounges in 2013, granting access to particular customers.
American Express Banking
American Express Banking is a subsidiary of American Express that provides a range of banking products and services such as checking accounts, savings accounts, certificates of deposit (CDs), and investment products. Consumers and businesses in the United States can use American Express Banking products and services.
Related Chase Bank
American Express Online Banking Products and Services
Checking accounts: American Express offers several checking accounts, including those that pay interest and those that have rewards programs.
Savings accounts: Amex Online Banking offers a wide range of savings accounts, including high-yield savings accounts, CDs, and Money Market Accounts.
American Express provides some investment products, including mutual funds, ETFs, and equities.
Amex Online Banking Benefits
Cashback, points, and travel credits are among the reward schemes available to American Express banking customers.
Convenience: Customers of Amex Banking have access to many convenient options, including internet banking, mobile banking, and mobile check deposits.
American Express Banking is dedicated to safeguarding its customers’ financial information. To assist in securing its consumers, the company employs a number of security measures, such as avoiding fraud and identity theft protection.
American Express App
American Express app is a mobile app that lets you manage your American Express credit cards and accounts from wherever you are.
American Express app is an excellent resource for managing your American Express cards and accounts. It is simple to use, secure and has a variety of functions. Keep track of your expenditures and rewards: View your current spending and reward balances, keep track of your transactions, and create spending alerts.
Pay your bills as follows: Make payments, set up payment reminders, and examine your payment history.
Apply for new identification cards: Use the app to apply for new American Express cards.
Go to your statements: View and save your most recent statements.
Plan your journey: Make travel arrangements, obtain boarding passes, and manage your mileage balance.
Obtain customer service: Contact customer support, report lost or stolen cards, and gain access to a variety of other customer service options.
Download American Express (Amex) App
The American Express app is available for iOS and Android devices.
To download Amex App For iPhone Device Click Here.
To download Amex Express App For Android Click Here.
American Express Login Online
To American Express Login Online Follow These East Steps:
Step 1: Visit American Express Website https://www.americanexpress.com/.
Step 2: Click On Login Option
Step 3: Fill All Details User ID, Password and Select Account Type
Step 4: Click On Login.
American Express Hours
American Express Services customer care is usually available around the clock. As a result, a representative from customer service can be reached at any time of day.
American Express customer service hours in several countries:
Canada: 1-800-525-2639
(Monday-Friday, 8:00 a.m.- 9:00 p.m. ET or 9:00 a.m.-7:00 p.m. PT)
United Kingdom: 0330 000 0000
(24 hours a day, seven days a week)
Australia: 1300 126 645
(24 hours a day, seven days a week)
Amex Branch Location
Headquarters Location: 200 Vesey Street, American Express Tower, in the Battery Park City district of Lower Manhattan.
To Find American Express Nearest Location Visit https://www.americanexpress.com/en-us/careers/locations/index.html/.
American Express Customer Service
American Express provides world-class customer service for Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance, and other products.
Amex Customer Services are excellent goods, American Express services, and experiences. They respect their reliable customers and identify businesses by how well care for them.
American Express Contact Information
| Customer Service (Toll Free): | 1-800-419-2122 |
| Platinum Reserve Credit Card Service Number: | 1800 419 1030, 0124 673 6660 |
| Gold Credit Card Service Number: | 1800 419 3646, 0124 673 6700 |
| Platinum Travel Credit Card Number: | 1800 419 2122, 0124 670 2929 |
| PAYBACK Credit Card Number: | 1800 419 0726, 0124 674 4144 |
| Membership Rewards Credit Card Number: | 1800 419 0167, 0124 673 6900 |
| SmartEarnTM Credit Card Number: | 1800 208 1226, 0124 670 2101 |
American Express Careers
American Express offers a wide range of employment choices. The organization is always searching for bright people to join its team and work in various departments such as sales, marketing, finance, technology, and more.
Benefits
- Salary and benefits package that is competitive
- Possibilities for advancement and development
- Work-life connection
- A workplace that is collaborative and helpful
- A culture that is diverse and inclusive
If you want a difficult and rewarding job, American Express might be the place for you. Visit American Express Careers.
Conclusion
American Express is a multinational financial services firm that provides a variety of products such as credit cards, charge cards, traveller’s checks, and prepaid cards. The corporation is known for its high-end products and services, and its credit cards are frequently used by business travelers and the wealthy.
Frequently Asked Questions
What does an American Express do?
American Express is the largest provider of credit cards for individuals, small businesses, and corporations. Traveler’s checks, credit cards, business and personal travel planning services, tour packages, and agencies for hotel and car-rental reservations are among the company’s travel-related offerings.
Is American Express is a bank?
During the 2007-2008 financial crisis, Amex transformed into a bank holding company. In 2013, Amex began managing airport lounges, providing access to specific cardholders.
What is the minimum credit limit for American Express?
If the total sum due is not paid, the cardholder is subject to extra costs, including interest on the balance owing. which is extremely high (about 20%). In addition, the CREDIT card includes a limit known as the “credit limit.” The minimum credit limit with American Express is $1,000.
Why AmEx is expensive?
Instead of focusing on interest, Amex makes its money from swipe fees charged to merchants and annual fees imposed to its customers. Although the company earns some interest money, many of its primary products are designed to generate no interest at all.
Does American Express offer travel services?
American Express Travel provides a number of choices for saving money and making the most of your travel dollars. Using your entire range of Card benefits is simple when you book via American Express Travel.
Is American Express a difficult card to get?
It is difficult to obtain an American Express credit card because all cards issued by American Express demand excellent credit or better acceptance, which put the average consumer out of reach. Applicants may must have a 700 credit score and a stable income to be accepted for an American Express credit card.
Does Amex have 24 7 customer service?
Amex “office hours” never stop, so you can reach us 24 hours a day, seven days a week. (Yes, you can talk to a real person.) Our customer support professionals are available to take your call 24 hours a day, seven days a week.
Do Amex points expire?
Membership Rewards Points have no expiration date and can be used as long as the Card account is current and in good standing. is a global payments business that connects people to products, information, and experiences that improve their lives and help them succeed in business.
